Complete Platform Features

A comprehensive financial education platform with 98+ pages covering every aspect of financial planning, education, and readiness.

Table of Contents

98+
Pages & Routes
21+
Financial Calculators
4
AI Advisor Types
100%
Free & Educational

Financial Readiness Index (FRI) Core Feature

The heart of our platform - a comprehensive system measuring financial readiness through knowledge assessment and behavioral tracking.

FRI Dashboard (/readiness)

Your central hub for financial readiness:

  • Real-time FRI-B (Behavioral) and FRI-K (Knowledge) scores
  • Certificate status and eligibility
  • Personalized recommendations based on your scores
  • Progress tracking across all financial dimensions
  • Milestone indicators (Bronze, Silver, Gold, Platinum)
  • Quick access to assessments and coaching

FRI-K Knowledge Assessment (/assessment)

Comprehensive knowledge evaluation system:

  • Multiple choice questions across all financial domains
  • Real-time scoring and immediate feedback
  • Domain-specific expertise tracking (auto, home, investing, general, social)
  • 70%+ overall score required for FRI-K Mastery Certificate
  • 85%+ in specific domains for Domain Expert Certification
  • Detailed score breakdown by category
  • Retake capability to improve scores
  • Progress tracking over time

Certificate Management (/certificates)

Digital certificate system with verification:

  • FRI-B Milestone Certificates - Bronze (60%), Silver (75%), Gold (85%), Platinum (95%)
  • FRI-K Mastery Certificates - For 70%+ knowledge scores
  • Comprehensive Certificates - Combined FRI-B + FRI-K achievements
  • Domain Expert Certificates - Specialized knowledge in specific financial areas
  • Professional PDF download with branding
  • Share functionality (native share API + clipboard)
  • Public verification with unique tokens
  • QR codes for mobile verification
  • Expiration tracking (FRI-B: 180 days, FRI-K: 365 days)
  • Certificate gallery and history
  • Eligibility checker for new certificates

FRI AI Coach (/coach)

Personalized AI-powered financial coaching:

  • Conversational interface for financial questions
  • Personalized recommendations based on your FRI scores
  • Actionable steps to improve financial readiness
  • Progress tracking and goal setting
  • Explanations at teenager comprehension level
  • Real-world examples and analogies
  • Step-by-step guidance for complex topics
  • Context-aware responses based on your financial profile

Dashboards & Main Pages

Main Dashboard (/dashboard)

Comprehensive overview of your financial health, recent activity, quick access to tools, and personalized insights.

Dashboard V2 (/dashboard-v2)

Enhanced dashboard with improved layout, additional widgets, and better data visualization.

User Accounts (/accounts)

Manage user accounts, view account details, and access account-related settings.

Budget Tools (/budget)

Budget creation, tracking, and management tools with spending analysis and category breakdowns.

Financial Calculators 21+ Tools

Comprehensive suite of financial calculators with visualizations, payment schedules, and detailed analysis.

Calculator Hub (/calculators)

Central location to access all calculators with descriptions and quick links.

Loan Calculators

Auto Loan (/calculators/auto)

Calculate monthly payments, total interest, and complete amortization schedules for vehicle loans.

Mortgage (/calculators/mortgage)

Home loan calculations with detailed amortization, PMI, property tax, and insurance estimates.

Student Loan (/calculators/student-loan)

Student loan repayment planning, forgiveness options, and consolidation strategies.

General Loan (/calculators/loan)

Personal loan calculations for any loan type with flexible terms and payment options.

Financial Planning Calculators

Budget Calculator (/calculators/budget)

Create and manage monthly budgets with income and expense tracking.

Debt Payoff Planner (/calculators/debt-payoff)

Plan strategies to pay off multiple debts using snowball or avalanche methods.

Emergency Fund (/calculators/emergency_fund)

Calculate how much you need in emergency savings based on expenses and risk factors.

Savings Goal (/calculators/savings_goal)

Plan how to reach savings targets with monthly contribution calculations.

Retirement (/calculators/retirement)

Comprehensive retirement planning with contribution, growth, and withdrawal calculations.

Investment (/calculators/investment)

Calculate investment growth, returns, and portfolio performance over time.

Analysis Calculators

Compound Interest (/calculators/compound)

See how compound interest grows your money over time with detailed projections.

Credit Card Payoff (/calculators/credit_card)

Calculate credit card debt payoff strategies and interest savings.

Debt-to-Income Ratio (/calculators/debt_to_income)

Analyze your debt-to-income ratio for loan qualification and financial health.

Net Worth (/calculators/net_worth)

Calculate your total net worth by tracking assets and liabilities.

Interactive Calculator (/calculators/interactive)

Multi-purpose interactive calculator with customizable scenarios.

Guided Calculators

Step-by-step guided versions of key calculators with explanations and help text:

  • Guided Auto Loan (/calculators/guided/auto-loan) - Walkthrough for first-time car buyers
  • Guided Credit Card (/calculators/guided/credit-card) - Understanding credit card debt
  • Guided General Loan (/calculators/guided/general-loan) - Personal loan education
  • Guided Home Mortgage (/calculators/guided/home-mortgage) - First-time homebuyer guide
  • Guided Student Loan (/calculators/guided/student-loan) - Student loan education

Each guided calculator includes:

  • Step-by-step instructions
  • Educational content explaining each field
  • Real-world examples and scenarios
  • Tips and best practices
  • Visual aids and illustrations

Calculator Features

  • Real-time calculations as you type
  • Interactive charts and graphs
  • Detailed payment schedules and amortization tables
  • Export capabilities (PDF, CSV)
  • Save and compare multiple scenarios
  • Share results with others
  • Mobile-responsive design
  • Accessibility features for all users

Financial Planning Tools

Debt Planner

(/debt-planner)

Comprehensive debt planning tool to organize, analyze, and create payoff strategies for all your debts.

Debt Payoff Strategies

(/debt-payoff)

Compare different debt payoff methods (snowball, avalanche) and see which works best for your situation.

Financial Health Overview

(/financial-health)

Complete assessment of your financial health with scores, recommendations, and improvement areas.

Financial Goals

(/financial-health/goals)

Set, track, and manage financial goals with progress indicators and milestone celebrations.

My Calculations

(/my-calculations)

Save, organize, and revisit all your calculator results in one convenient location.

What-If Scenarios

(/scenarios)

Compare multiple financial scenarios side-by-side to make informed decisions.

AI Finance Advisors

Specialized AI-powered financial advisors that explain concepts simply and provide personalized guidance.

General Finance Advisor

Get answers to general financial questions, learn basic concepts, and understand money management principles. Perfect for beginners.

Credit Card Advisor

Specialized guidance on credit cards, interest rates, payment strategies, balance transfers, and debt management.

Auto Loan Advisor

Expert advice on auto financing, loan terms, down payments, trade-ins, and vehicle purchasing decisions.

Home Mortgage Advisor

Comprehensive guidance on home buying, mortgages, down payments, closing costs, and real estate financing.

AI Chat Interface

(/chat)

Unified chat interface to interact with any AI advisor:

  • Natural language question asking
  • Conversation history and context
  • Multi-turn conversations
  • Explanation at teenager comprehension level
  • Analogies and real-world examples
  • Step-by-step guidance for complex topics
  • Visual aids and examples included in responses
  • Follow-up question suggestions

Education & Content

Blog & Articles

Blog Home

(/blog)

Browse all financial education articles, guides, and tutorials organized by category and date.

Individual Posts

(/blog/[slug])

Read detailed articles on specific financial topics with full formatting, images, and related content.

Financial Definitions

Comprehensive glossary organized by category with detailed explanations:

General Terms

(/definitions/general)

Basic financial terminology and concepts for beginners and intermediate learners.

Auto Finance

(/definitions/auto)

Vehicle purchasing and financing terms, loan types, and automotive financial concepts.

Home & Mortgage

(/definitions/home)

Real estate and mortgage terminology, home buying concepts, and property financing terms.

Investing

(/definitions/investing)

Investment and market terminology, trading concepts, and portfolio management terms.

Social Finance

(/definitions/social)

Social and community finance concepts, peer-to-peer lending, and collaborative financial tools.

Learning Resources

Financial Tips

(/tips)

Daily financial tips, best practices, and actionable advice for improving your financial health.

Financial News

(/news)

Current financial news, market updates, and economic trends from trusted sources.

AI Coaching Examples

(/coaching-examples)

Sample conversations and examples showing how the AI coaches help users understand financial concepts.

Visualizations & Data

Money Flow Visualizations

(/visualizations)

Interactive flow diagrams showing how money moves through your financial life, income streams, expenses, and savings.

Financial Data Dashboard

(/data)

Real-time financial data including interest rates, market data, economic indicators, and financial news from trusted sources.

Data Sources

  • FRED (Federal Reserve Economic Data) - Interest rates, economic indicators, and government financial data
  • IEX Cloud - Real-time market data, stock quotes, and financial information
  • Alpha Vantage - Stock prices, forex rates, and economic indicators
  • Yahoo Finance - Historical market data and financial news

All data is updated in real-time and includes historical trends and analysis.

Community Features

Forum

Community Forum

(/forum)

Browse questions, answers, and discussions from the financial community.

Ask a Question

(/forum/ask)

Post your financial questions and get answers from the community and AI advisors.

View Question

(/forum/questions/[id])

Read detailed questions and answers with voting, comments, and related discussions.

Success Stories

Stories Gallery

(/stories)

Browse inspiring financial success stories from real users.

View Story

(/stories/[id])

Read detailed success stories with photos, timelines, and lessons learned.

Submit Story

(/stories/submit)

Share your own financial success story to inspire others.

Social Content

(/social-content)

Shareable content for social media including quotes, tips, and infographics.

Gamification & Engagement

Achievement System

Achievement Badges

(/badges)

Earn and display badges for completing milestones, challenges, and educational goals.

Challenges

Challenges Hub

(/challenges)

Browse and join financial challenges to improve your habits and knowledge.

Individual Challenge

(/challenges/[slug])

Participate in specific challenges with progress tracking and rewards.

Quizzes

Quiz Hub

(/quizzes)

Browse all available quizzes organized by category and difficulty.

Alternative Quiz Hub

(/quiz-hub)

Alternative interface for discovering and accessing quizzes.

Take Quiz

(/quiz/[id])

Interactive quiz interface with multiple choice questions and immediate feedback.

Quiz by Category

(/quizzes/category/[id])

Filter quizzes by specific financial categories and topics.

Financial Personality Quiz

  • Personality Quiz (/personality-quiz) - Discover your financial personality type
  • Quiz Results (/personality-quiz/results/[token]) - View detailed personality analysis and recommendations
  • Multiple personality types with tailored advice
  • Shareable results and insights

Infographics

Infographic Gallery

(/infographics)

Browse a collection of educational infographics on various financial topics.

Create Infographic

(/infographics/create)

Create custom infographics with templates, charts, and financial data visualization tools.

View Infographic

(/infographics/[token])

View and share individual infographics with full-screen display and download options.

Account Management

Authentication

Sign In

(/auth/signin)

Secure login with email and password authentication.

Sign Up

(/auth/signup)

Create a new account with email verification and profile setup.

Organization Signup

(/auth/signup/organization)

Register an organization account for institutional/B2B access.

Password Recovery

(/auth/forgot-password)

Reset forgotten passwords via email verification.

Email Verification

(/verify/[token])

Verify email addresses through secure token links.

Account Settings

Subscription Management

(/account/subscription)

Manage subscription plans, billing, and payment methods.

Security Settings

(/settings/security)

Configure two-factor authentication, password changes, and security preferences.

Referral Program

(/referral)

Refer friends and earn rewards through the referral program.

Subscription & Pricing

Subscription Plans

(/plans)

View all available subscription tiers and features comparison.

Pricing Page

(/pricing)

Detailed pricing information with feature breakdowns and FAQ.

Checkout

(/checkout/[tier])

Secure checkout process for subscribing to specific tiers.

Checkout Success

(/checkout/success)

Confirmation page after successful subscription purchase.

Institutional/B2B Features

Institutional Dashboard

(/institutional/dashboard)

Dedicated dashboard for organizations, schools, and businesses with:

  • User management and analytics
  • Bulk account creation
  • Progress tracking across users
  • Custom branding options
  • Reporting and export capabilities

Admin Features

Comprehensive admin panel for platform management (admin access required).

Admin Home

(/admin)

Main admin dashboard with system overview and quick access.

Analytics Dashboard

(/admin/analytics)

Platform analytics, user metrics, engagement statistics, and performance data.

Blog Management

(/admin/blog)

Create, edit, and manage blog posts with WYSIWYG editor.

Create Blog Post

(/admin/blog/new)

Editor interface for creating new blog articles with formatting and media.

Admin Dashboard

(/admin/dashboard)

Enhanced admin dashboard with widgets and system status.

Monetization Settings

(/admin/monetization)

Configure subscription plans, pricing, and monetization features.

Organization Management

(/admin/organizations)

Manage institutional accounts, permissions, and B2B features.

Story Moderation

(/admin/stories)

Review, approve, and moderate user-submitted success stories.

TikTok Content

(/admin/tiktok)

Manage TikTok content, social media posts, and marketing materials.

User Management

(/admin/users)

User administration, account management, and support tools.

Other Features

Newsletter

(/newsletter)

Subscribe to financial education newsletter with regular tips and updates.

Newsletter Confirmation

(/newsletter/confirm/[token])

Confirm newsletter subscription via email verification.

Newsletter Unsubscribe

(/newsletter/unsubscribe/[token])

Unsubscribe from newsletter with one-click token-based removal.

Complete Feature Summary

The Financial Readiness Index platform is a comprehensive financial education system with 98+ pages covering every aspect of personal finance, from basic education to advanced planning tools.

Core Features

  • Financial Readiness Index (FRI)
  • 21+ Financial Calculators
  • 4 AI Finance Advisors
  • Comprehensive Education

Engagement

  • Community Forum
  • Gamification System
  • Quizzes & Challenges
  • Success Stories

Tools & Planning

  • Financial Planning Tools
  • Visualizations
  • Real-time Data
  • Scenario Analysis

Platform

  • Account Management
  • Subscription System
  • B2B/Institutional
  • Admin Panel